The Sports & Activities benefit is designed to cover travelers who are participating in sports and adventurous activities, some of which may otherwise be excluded. Travelers can indicate the activities they will be participating in by selecting the Sports & Activities filter.
If you have selected sports and/or activities filters, the provider has confirmed that these activities are not excluded from coverage for this policy. Please keep in mind that you may not specifically see your selections listed as covered in the policy certificate. We have confirmed with the provider that these activities are not excluded, however, we cannot guarantee adequate coverage for your particular trip. Please call us to review your policy certificate for coverage limitations and exclusions that may apply to your trip and activities.
The policy certificate includes the following language:
This policy does not cover any Loss caused by or resulting from:
Adventure Sports, unless otherwise covered under the policy;
“Adventure Sports” means participation in extreme or high-risk activities including but not limited to:
a) Professional athletic events;
b) Motor sport, or motor racing, including training or practice for the same;
c) Caving, spelunking, free climbing or mountain climbing that requires the use of equipment such as; pick-axes, anchors, bolts, crampons, carabineers, and lead or top-rope anchoring or other specialized equipment;
d) Free diving or scuba diving at a depth greater than 60 feet or without a dive master.
e) Operating or learning to operate any aircraft, as student, pilot, or crew;
f) Skydiving, BASE jumping, bungee jumping, zip lining, hang gliding or parachuting or air travel on any air-supported device, other than a regularly scheduled airline or air charter;