Extension Of Coverage

• Loss or Delay
  • Extension Of Coverage

  • Coverage can extend up to 7 days
    Coverage for medical quarantine included

• What is Extension Of Coverage?
  Extension of Coverage is the time period a traveler’s policy can provide benefits beyond their scheduled return date if they are unable to return home for a reason out of their control. In the event of a medical-related delay, most providers require a documented diagnosis from a licensed medical professional.

• What am I covered for?
  The policy will be extended, if:

  a) the Insured’s entire Trip is covered by the policy; and

  b) the Insured’s return is delayed by one of the Unforeseen Covered Events specified under Trip Cancellation and Interruption or Trip Delay; or

  c) The Insured requests an extension of coverage prior to the original end date through the Travel Insurance Administrator and pays all required additional premium.

  Request for extension of coverage will not be permitted if there is any known claimable event on the policy whether the Insured identifies this at the time of extension or not.

  Medical and Evacuation Extension of Coverage: If the Insured or Traveling Companion is Hospitalized beyond the date coverage ends, due to an Injury or Sickness that first occurred during the course of the Trip, coverage under the Emergency Medical Expense and Emergency Evacuation & Repatriation of Remains benefits will be extended until the Insured or Traveling Companion is released from the Hospital or until the maximum benefit as listed in the Schedule is paid.

  Baggage Extension of Coverage: If an Insured’s Baggage, passports, or visas are in the charge of a Common Carrier and delivery is delayed, coverage for Baggage and Personal Effects will be extended to the earliest of:

  a) the time the Common Carrier delivers the property to the Insured; or
  b) the date the property is documented by the Common Carrier as lost, stolen or damaged.

  Extension of all other coverages will end on the earliest of:

  a) the date the Insured reaches their Return Destination; or
  b) 7 days after the date the Trip was scheduled to be completed.