$500 per person
$150 daily limit
Covered after 6 hour delay
Travel Delay reimburses the costs of meals and accommodations when a trip is unexpectedly delayed.
If Your Trip is delayed at least 6 consecutive hours from the original departure time and prevents You from reaching Your intended Destination the Company will reimburse you for only one delay per Insured, per Trip, up to the Maximum Limit shown in the Schedule. The Trip Delay benefit will cover Reasonable Additional Expenses until travel becomes possible to the originally scheduled Destination, as a result of a cancellation or delay of Your Trip for one of the following Unforeseen events:
a) You are involved in or delayed due to a traffic accident while en route to a departure. Traffic accident must be substantiated by a police report;
b) Common Carrier delay;
c) You or a Traveling Companion have lost or had stolen, your passports, travel documents, or money;
d) You or a Traveling Companion are quarantined;
f) Inclement Weather which prohibits Your departure;
g) Natural Disaster;
Reasonable Additional Expenses incurred over $25 must be accompanied by receipts.
If You incur more than one delay in the same Trip the Company will reimburse You for the delay with the largest benefit up to the Maximum Limit shown in the Schedule.
“Reasonable Additional Expenses” means expenses for meals, taxi fares, essential telephone calls, local transportation, and lodging which are necessarily incurred as the result of Trip Delay and which are not provided by the Common Carrier or any other party free of charge.
“Quarantined” means a period of medically imposed isolation that is issued by the treating Physician to stop the spread of a contagious disease or Sickness which they have been diagnosed with or exposed to.