$1,000,000 per person
Medical Evacuation can provide coverage for transportation of a traveler to the nearest adequate medical facility in the event of a medical emergency during their trip. Repatriation can transport a traveler’s remains back home.
EMERGENCY MEDICAL EVACUATION & MEDICALLY NECESSARY REPATRIATION
We will pay, subject to the limitations set out herein, for covered Emergency Medical Evacuation expenses reasonably incurred if You suffer an Accidental Injury or Emergency Sickness that warrants Your Emergency Medical Evacuation while You are on a Covered Trip. Benefits payable are subject to the Maximum Benefit per Insured shown on the Schedule of Benefits for all Emergency Medical Evacuations due to all injuries from the same Accident or all Emergency Sickness from the same or related causes.
A legally licensed Physician, in coordination with Our Assistance Company, must order the Emergency Medical Evacuation and must certify that the severity of Your Accidental Injury or Emergency Sickness warrants Your Emergency Medical Evacuation to the closest adequate medical facility. The Assistance Company or We must review and approve the necessity of the Emergency Medical Evacuation based on the inadequacy of local medical facilities.
The Emergency Medical Evacuation must be coordinated through the most direct and economical conveyance and route possible, such as air or land ambulance or commercial airline carrier.
Covered Emergency Medical Evacuation expenses are those for Medically Necessary Transportation, including Reasonable and Customary medical services and supplies incurred in connection with Your Emergency Medical Evacuation. Expenses for Transportation must be:
a. Recommended by the attending Physician;
b. Required by the standard regulations of the conveyance transporting You; and
c. Reviewed and pre-approved by Our Assistance Company.
We will also pay Reasonable and Customary expenses, for Escort expenses required by You, if You are disabled during a Covered Trip and an Escort is recommended in writing by an attending Physician and such expenses are preapproved by Our Assistance Company. In the event the Emergency Medical Evacuation is not approved by Our designated Assistance Company prior to the start of the evacuation, reimbursement may be limited to the amount Our designated Assistance Company would have authorized had the Emergency Medical Evacuation been approved.
If You are hospitalized for more than the number of days shown on the Schedule of Benefits following a covered Emergency Medical Evacuation, We will pay, subject to the limitations set out herein, for expenses:
a. To return You to Your Primary Residence in the United States, with an attendant if necessary, any of Your Dependent Children who were accompanying You when the Accidental Injury or Emergency Sickness occurred and were left alone as a result of same. Our payment will not exceed the cost of a single one-way Economy Fare, less the value of applied credit from any Unused return travel tickets per person; and
b. To bring one (1) person chosen by You to and from the Hospital or other medical facility where You are confined if You are alone, but not to exceed the cost of one (1) round-trip Economy Fare. In addition to the above covered expenses, if We have previously evacuated You to a medical facility, We will pay Your airfare costs from that facility to Your Primary Residence, within 1 year from Your original Scheduled Return Date, less refunds from Your Unused Transportation tickets. Airfare costs will be Economy Fare or first class if Your original tickets are first class. This benefit is available only if it is not provided under another coverage in the Policy.
Transportation of Spouse or Domestic Partner:
a. You are confined to the Hospital for more than the number of days shown on the Schedule of Benefits;
b. The attending Physician certifies that due to Your Accidental Injury or Emergency Sickness, You will be required to stay in the Hospital for more than the number of consecutive days shown on the Schedule of Benefits; or
c. You die on the Covered Trip and require Repatriation of Remains,
We will return Your Spouse or Domestic Partner to Your Primary Residence. Our payment will not exceed the cost of a single one-way Economy Fare, less the value of applied credit from any Unused return travel ticket.
Escort Service: We will pay to return any of Your Dependent Children who were accompanying You at the time of Your Accidental Injury or Emergency Sickness back to Your Primary Residence, including the cost of an attendant for a minor child. Such expenses shall not exceed the cost of a one-way Economy Fare, less the value of any applied credit from any Unused return travel tickets for each person. The Escort service must be arranged and approved by Us or Our Assistance Company.
REPATRIATION OF REMAINS
We will pay the reasonable Covered Repatriation Expenses incurred to return Your body to Your Primary Residence if You die due to Accidental Injury or Covered Sickness during the Covered Trip, up to the maximum amount shown on the Schedule of Benefits.
Covered Repatriation Expenses include:
a. The collection of the body of the deceased;
b. The transfer of the body to a professional funeral home;
c. Embalming and preparation of the body or cremation if so desired;
d. Standard shipping casket;
e. Any required consular proceedings;
f. The transfer of the casket to the airport and boarding of the casket onto the plane;
g. Any required permits and corresponding airfare; and
h. The transfer of the deceased to their final destination.
All Covered Expenses must be approved in advance by Our Assistance Company.
Escort Service: We will pay to return any of Your Dependent Children who were accompanying You at the time of Your death back to Your Primary Residence, including the cost of an attendant for a minor child. Such expenses shall not exceed the cost of a one-way economy airfare ticket, less the value of any applied credit from any unused return travel tickets for each person. The escort service must be arranged and approved by Us or Our Assistance Company.