This benefit is separate from Trip Cancellation
Cancel For Any Reason is an optional upgrade that provides partial reimbursement for prepaid and non-refundable trip payments if a trip is canceled for a reason not otherwise covered by a policy.
TRIP CANCELLATION FOR ANY REASON
Optional Benefit purchased separately. See confirmation of insurance to confirm additional premium Coverage is provided for this benefit if:
1. Purchased within 15 days of the date the Initial Trip Payment;
2. Purchased at least 60 days prior to Your Scheduled Departure Date; and
3. You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s).
If You are prevented from taking Your Covered Trip for any reason not otherwise covered under the Policy, We will reimburse You or Your designated representative for 50% of the Unused, Prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), up to the maximum shown on the Schedule of Benefits, provided the following conditions are met:
a. This insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements;
b. You or Your designated representative cancels the Covered Trip no less than 48 hours prior to the Scheduled Departure Date;
c. You are medically able to travel at the time You purchase this Policy;
d. You insure 100% of Your prepaid Payments that are subject to cancellation penalties or restrictions;
e. The Covered Trip is cancelled 48 hours or more prior to Your Scheduled Departure Date; and
f. The booking for Your Covered Trip must be the first and only booking for the travel period and destination.
This coverage will be terminated, no benefits will be paid and any premium paid for this coverage will be refunded if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured.