Terrorism

• Cancellation
  • Terrorism

  • Covered for foreign only

• What is Terrorism?
  Terrorism reimburses travelers who need to cancel or interrupt their trip due to a terrorist attack.

• What am I covered for?
  TRIP CANCELLATION

  We will pay you up to the maximum amount shown in the schedule of benefits for loss(es) incurred by you or your traveling companion for a covered trip cancelled up to the date and time of departure due to any of the following unforeseen events:

  Personal Safety and Security

  a. A politically motivated terrorist incident occurs within a fifty (50) mile radius of the territorial city limits of the foreign city to be visited as shown in your itinerary and if the United States government issues a travel advisory indicating that Americans should not travel to a city named on the itinerary within thirty (30) days of your departure;

  TRIP INTERRUPTION

  We will pay you up to the maximum amount shown in the schedule of benefits for loss(es) incurred by you or your traveling companion for a covered trip interrupted after the date and time of departure due to any of the following unforeseen events:

  Personal Safety and Security

  d. A politically motivated terrorist incident occurs within thirty (30) days of your scheduled departure date and within a fifty (50) mile radius of the territorial city limits of the foreign city to be visited as shown in your itinerary; and

  Terrorist Incident means an act of violence that is deemed terrorism by the U.S. Department of State, that is committed by any person acting on behalf of, or in connection with, any organization which is classified as a Foreign Terrorist Organization by the U.S. Department of State. The following are not considered terrorist incidents: an act of war (declared or undeclared), civil disorder, or riot. Not all acts of violence, even when committed by known terrorist organizations, are considered terrorist incidents for the purpose of this definition. Any act of violence will only be declared a terrorist incident if/when the US Department of State declares it so.