Baggage & Personal Items Loss

• Loss or Delay
  • Baggage & Personal Items Loss

  • $500 per person
    $100 first item limit
    $100 subsequent items limit
    $500 specific items limit

• What is Baggage & Personal Items Loss?
  Baggage and Personal Items Loss provides reimbursement for lost, stolen, or damaged luggage.

• What am I covered for?
  BAGGAGE & PERSONAL EFFECTS

  The Company will reimburse up to the Maximum Limit shown in the Schedule, subject to the limitations below, if the Insured’s Baggage, personal effects, passports, Travel Documents, sporting or golf equipment, or visas are lost, damaged, or stolen during the Trip. The Company will reimburse the lesser of:

  a) the price paid at the time of original purchase or

  b) the cost of replacement.

  Special Limitations:
  The Company will cover up to the maximum amount indicated for the following:

  1. The amount shown in the Schedule for the first item

  2. The amount shown in the Schedule per each additional item

  3. The Aggregate amount shown in the Schedule for all Losses to: jewelry, watches, furs, and electronic devices.

  No benefits are payable for items over $150 if not accompanied by original receipts.