$10,000 per person
24-Hour AD&D provides a cash payment in the event of accidental loss of life or limb during a covered trip.
ACCIDENTAL DEATH & DISMEMBERMENT
The Company will pay the Insured if, while on the Trip, they suffer an Injury, caused by an accident, that results in permanent disability or their death. Any Loss must occur within 365 days of the date of the original accident.
The Company will pay the Insured’s estate or beneficiary 100% of the Maximum Limit listed in the Schedule in the event of their death or if the Insured’s remains cannot be located within 365 days of the accident.
The Company will pay the Insured 50% of the Maximum Limit listed in the Schedule if an Injury results in the total and permanent loss of vision in one eye or the full and permanent amputation or paralysis of the Insured’s hand or foot. If the accident results in loss of more than one of these, the Company will pay 100% of the Maximum Limit. The Company will not pay more than the Maximum Limit for all Losses due to the same accident.
The minimum benefit for any death or dismemberment is $500.