Emergency Medical

• Medical
  • Emergency Medical

  • $20,000 per person
    Secondary coverage

• What is Emergency Medical?
  Emergency Medical insurance can reimburse the costs to treat a medical emergency during a trip.

• What am I covered for?
  EMERGENCY MEDICAL EXPENSE

  The Company will reimburse for Reasonable and Customary Charges, up to the Maximum Limit shown in the Schedule, if the Insured suffers an Injury or Sickness that requires them to be treated by a Physician. The Injury must first occur or the Sickness must first begin while on the Trip. The Company will reimburse Medically Necessary covered expenses determined by the treating Physician which are incurred to treat such Injury or Sickness during the course of the Trip.

  Coverage for Emergency Medical Expenses does not apply if treatment or expenses are incurred after the Insured has reached their Return Destination, regardless of the reason.

  Covered Expenses:

  The Company will reimburse the Insured for:
  ● Services of a Physician, Dentist, or registered nurse (R.N.);
  ● Hospital charges;
  ● X-rays;
  ● Local ambulance services to and/or from a Hospital; and
  ● Artificial limbs, artificial eyes, artificial teeth, or other prosthetic devices.

  The Company will also reimburse the Insured for the cost of emergency dental treatment during a Trip, up to the Dental coverage Limit shown in the Schedule.

  Advance Payment: If the Insured requires admission to a Hospital, the Travel Insurance Administrator will arrange advance payment, if required. Hospital confinement must be certified as Medically Necessary by the onsite attending Physician.