Trip Cancellation

• Cancellation
  • Trip Cancellation

  • 100% of the trip cost

• What is Trip Cancellation?
  Trip Cancellation provides reimbursement for prepaid and non-refundable trip payments if a trip is canceled due to unforeseen circumstances, including illness, injury, or death.

• What am I covered for?
  TRIP CANCELLATION

  We will reimburse You, up to the amount shown on the Schedule of Benefits, for Trip Cancellation Covered Expenses, if You are prevented from taking Your Covered Trip due to any of the Unforeseen Events listed below. The Event must occur before You depart on Your Covered Trip and while Your coverage is in effect under this Policy.

  Trip Cancellation Covered Expenses:
  Forfeited, Prepaid, non-refundable, and non-refunded published Payments or Deposits that You paid for Your unused Trip. Should You elect to reschedule Your Trip instead of cancelling, in lieu of covering these expenses We will pay for Change Fees charged by Your Travel Supplier.

  Special Conditions:
  You must advise the Travel Supplier and Us as soon as reasonably possible in the event of a claim. We will not pay benefits for any additional charges incurred that would not have been charged had You notified the Travel Supplier and Us as soon as reasonably possible.

  The following are the Unforeseen Events for Trip Cancellation:

  Health and Family

  1. Any Injury or Sickness:Suffered by You, Your Traveling Companion, Your Immediate Family Member, or Your Traveling Companion’s Immediate Family Member, that is so disabling as to cause a reasonable person to cancel the Covered Trip which results in medically imposed restrictions as certified by a Physician at the time of Loss preventing Your participation in the Covered Trip.

  2. Your Death or the Death of Your Traveling Companion or Your Immediate Family Member.

  Transportation and Accommodation

  3. A road closure causing a delay in reaching Your Destination for at least 24 hours.

  4. Strike that causes complete cessation of travel services of Your Common Carrier for at least 48 consecutive hours.

  5. The Destination is under an active hurricane warning as declared by the National Oceanic and Atmospheric Administration, National Hurricane Center on Your Scheduled Departure Date. The hurricane warning must occur more than 14 days after the purchase of this Policy. In order to receive benefits under this covered event, You must have 7 days or 50% of Your total Trip length or less remaining at the time the hurricane warning is lifted.

  6. Your Travel Supplier cancels Your scheduled Cruise due to insufficient or excessive water levels in the body of water where the Cruise is scheduled to sail.

  Weather

  7. Inclement Weather, Natural Disasters, Terrorist Incident or the Common Carrier’s mechanical breakdown that results in the complete cessation of travel services at the point of departure or Destination for at least 24 consecutive hours.

  8. Mandatory evacuation ordered by local authorities at Your Destination due to a Natural Disaster. You must have 50% or less of Your Covered Trip remaining at the time the mandatory evacuation ends, in order for this benefit to be payable.

  9. Natural Disaster or documented Man-made Disaster at the point of departure or Your Destination that renders Your Primary Residence or the accommodations at Your Destination Uninhabitable.

  Legal

  10. You and/or Your Traveling Companion are required to serve on a jury, subpoenaed, required to appear as a witness in a legal action, provided You or Your Traveling Companion are not a party to the legal action or appearing as a law enforcement officer.

  Personal Safety and Security

  11. A politically motivated Terrorist Incident that occurs within 30 days of Your departure and within 25 miles of a City listed on Your itinerary. The Terrorist Incident must occur on or after the Effective Date of Your Trip Cancellation Coverage.

  12. A documented theft of passports or visas. Documented means that You have reported the theft to the local authorities.

  13. You or Your Traveling Companion being directly involved in or delayed due to a traffic Accident substantiated by a police report, while en route to departure.

  14. You and/or Your Traveling Companion are hijacked.

  15. You and/or Your Traveling Companion are Quarantined.