Travel Delay

• Loss or Delay
  • Travel Delay

  • $2,000 per person
    $150 daily limit
    Covered after 6 hour delay

• What is Travel Delay?
  Travel Delay reimburses the costs of meals and accommodations when a trip is unexpectedly delayed.

• What am I covered for?
  TRIP DELAY
  We will pay Your additional expenses on a one-time basis, up to the maximum shown on the Schedule of Benefits, if You are delayed en route to or from Your Covered Trip for at least the number of hours shown on the Schedule of Benefits due to any of the Unforeseen Events listed below, occurring on or after the Effective Date of the Policy.

  Additional Expenses include:
  a) Any prepaid, unused, non-refundable Land/Sea/Air Arrangements;
  b) Any reasonable additional expenses incurred (meals, accommodations, local transportation, and telephone calls);
  c) An Economy Fare from the point where You interrupted Your Covered Trip to a destination where You can resume Your Covered Trip; or
  d) A one-way Economy Fare to return You to Your originally scheduled Return Destination.

  The following are the Unforeseen Events for Trip Delay:

  1. You or Your Traveling Companion being directly involved in or delayed due to a traffic Accident substantiated by a police report, while en route to departure.
  2. Strike that causes complete cessation of travel services of Your Common Carrier.
  3. Inclement Weather, Natural Disasters, Terrorist Incident or the Common Carrier’s mechanical breakdown that results in the complete cessation of travel services at the point of departure or Destination.
  4. Mandatory evacuation ordered by local authorities at Your Destination due to a Natural Disaster. You must have 50% or less of Your Covered Trip remaining at the time the mandatory evacuation ends, in order for this benefit to be payable. We will only pay benefits for losses occurring within 30 calendar days after the evacuation order goes into effect.
  5. A documented theft of passports or visas. Documented means that You have reported the theft to the local authorities.
  6. You and/or Your Traveling Companion are hijacked.
  7. You and/or Your Traveling Companion are Quarantined.
  8. Adverse weather or Natural Disaster resulting in the obstruction of public roadways or curtailment of Public Transportation, that prevents Your ability to arrive at Your Land/Sea/Air Arrangements.