Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named
Hurricane and Weather can reimburse a traveler in the event they must cancel or interrupt their trip due to inclement weather.
TRIP CANCELLATION
We will reimburse You, up to the amount shown on the Schedule of Benefits, for Trip Cancellation Covered Expenses, if You are prevented from taking Your Covered Trip due to any of the Unforeseen Events listed below. The Event must occur before You depart on Your Covered Trip and while Your coverage is in effect under this Policy.
Transportation and Accommodation
5. The Destination is under an active hurricane warning as declared by the National Oceanic and Atmospheric Administration, National Hurricane Center on Your Scheduled Departure Date. The hurricane warning must occur more than 14 days after the purchase of this Policy. In order to receive benefits under this covered event, You must have 7 days or 50% of Your total Trip length or less remaining at the time the hurricane warning is lifted.
6. Your Travel Supplier cancels Your scheduled Cruise due to insufficient or excessive water levels in the body of water where the Cruise is scheduled to sail.
Weather
7. Inclement Weather, Natural Disasters, Terrorist Incident or the Common Carrier’s mechanical breakdown that results in the complete cessation of travel services at the point of departure or Destination for at least 24 consecutive hours.
8. Mandatory evacuation ordered by local authorities at Your Destination due to a Natural Disaster. You must have 50% or less of Your Covered Trip remaining at the time the mandatory evacuation ends, in order for this benefit to be payable.
9. Natural Disaster or documented Man-made Disaster at the point of departure or Your Destination that renders Your Primary Residence or the accommodations at Your Destination Uninhabitable.
TRIP INTERRUPTION
We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from continuing or resuming Your Covered Trip due to any of the Unforeseen Events listed below occurring on or after the Effective Date of the Policy.
Weather
4. Inclement Weather, Natural Disasters, Terrorist Incident or the Common Carrier’s mechanical breakdown that results in the complete cessation of travel services at the point of departure or Destination for at least 12 consecutive hours.
5. Mandatory evacuation ordered by local authorities at Your Destination due to a Natural Disaster. You must have 50% or less of Your Covered Trip remaining at the time the mandatory evacuation ends, in order for this benefit to be payable. We will only pay benefits for losses occurring within 30 calendar days after the evacuation order goes into effect.
6. Natural Disaster or documented Man-made Disaster at the point of departure or Your Destination that renders Your Primary Residence or the accommodations at Your Destination Uninhabitable. We will only pay benefits for losses occurring within 30 calendar days after the Natural Disaster.