24 Hour AD&D

• Accidental Death
  • 24 Hour AD&D

  • $25,000 per person

• What is 24 Hour AD&D?
  24-Hour AD&D provides a cash payment in the event of accidental loss of life or limb during a covered trip.

• What am I covered for?
  ACCIDENTAL DEATH AND DISMEMBERMENT

  The Company will reimburse You for this benefit for one of the Losses shown in the Table of Losses below if You are Injured while on a Trip other than while riding as a passenger in or boarding or alighting from or struck or run down by a certified passenger aircraft provided by a regularly scheduled airline or charter and operated by a properly certified pilot. The Loss must occur within 365 days of the date of the accident which caused Injury.

  The Company will pay the percentage shown below of the Maximum Limit shown in the Schedule. The accident must occur while You are on the Trip and is covered under this Policy.

  If more than one Loss is sustained by You as a result of the same accident, only one amount, the largest applicable to the Losses incurred, will be paid. The Company will not pay more than 100% of the Maximum Limit for all Losses due to the same accident.

  Table of Losses

  Loss of % of Maximum Limit

  Life ……………………………………………………………… 100%
  Both Hands or Both Feet …………………………………….. 100%
  Sight of Both Eyes……………………………………………… 100%
  One Hand and One Foot………………………………………. 100%
  Either Hand or Foot and Sight of One Eye…………………… 100%
  Either Hand or Foot …………………………………………….. 50%
  Sight of One Eye…………………………………………………. 50%

  “Loss” with regard to:

  a) hand or foot means actual severance through or above the wrist or ankle joints;

  b) eye means entire and irrecoverable Loss of sight in that eye.

  EXPOSURE

  The Company will pay a benefit for covered Losses as specified above which result from You being unavoidably exposed to the elements due to an accidental Injury during the Trip. The Loss must occur within 365 days after the event which caused the exposure.

  DISAPPEARANCE

  The Company will pay a benefit for Loss of life as specified above if Your body cannot be located one year after a disappearance due to an accident during the Trip.