Medical Coverage for Covid-19

• Medical
  • Medical Coverage for Covid-19

  • Included in Emergency Medical

• What is Medical Coverage for Covid-19?
  Medical Coverage for Covid-19 can reimburse the medical costs a traveler incurs in the event they unexpectedly contract Covid-19 during their trip.

• What am I covered for?
  Included in Emergency Medical benefit. The policy certificate includes the following language:

  EMERGENCY MEDICAL EXPENSE

  The Company will reimburse for Reasonable and Customary Charges, up to the Maximum Limit shown in the Schedule, if the Insured suffers an Injury or Sickness that requires them to be treated by a Physician. The Injury must first occur or the Sickness must first begin while on the Trip. The Company will reimburse Medically Necessary covered expenses determined by the treating Physician which are incurred to treat such Injury or Sickness during the course of the Trip.

  Coverage for Emergency Medical Expenses does not apply if treatment or expenses are incurred after the Insured has reached their Return Destination, regardless of the reason.

  Covered Expenses:

  The Company will reimburse the Insured for:
  ● Services of a Physician, Dentist, or registered nurse (R.N.);
  ● Hospital charges;
  ● X-rays;
  ● Local ambulance services to and/or from a Hospital; and
  ● Artificial limbs, artificial eyes, artificial teeth, or other prosthetic devices.

  The Company will also reimburse the Insured for the cost of emergency dental treatment during a Trip, up to the Dental coverage Limit shown in the Schedule.

  Advance Payment: If the Insured requires admission to a Hospital, the Travel Insurance Administrator will arrange advance payment, if required. Hospital confinement must be certified as Medically Necessary by the onsite attending Physician.