Hurricane & Weather

• Cancellation
  • Hurricane & Weather

  • Common carrier delay for any length of time
    Accommodation made uninhabitable
    Must be purchased before storm is named

• What is Hurricane & Weather?
  Hurricane and Weather can reimburse a traveler in the event they must cancel or interrupt their trip due to inclement weather.

• What am I covered for?
  TRIP CANCELLATION

  The Company will reimburse for the Forfeited, pre-paid Trip Costs up to the Maximum Limit shown in the Schedule if the Insured’s Trip is cancelled prior to the scheduled Departure Date and time for an Unforeseen Covered Event listed below. If the Insured has part of their trip cancelled or changed, prior to the scheduled departure date and time, the Company will reimburse for:

  a) Additional transportation expenses to reach the original Trip Destination; and
  b) Unused portion of the non-refundable pre-paid insured Trip Costs.

  The benefit payable under (a) above will not exceed the cost of economy airfare or the same class as the Insured’s original ticket by the most direct route, less any refunds paid or payable.

  TRIP INTERRUPTION

  The Company will reimburse up to the Maximum Limit shown in the Schedule if the Insured’s Trip is interrupted after the scheduled Departure Date and time for an Unforeseen Covered Event listed below. The benefit will be limited to the:

  a) Unused portion of non-refundable pre-paid insured Trip Cost; and
  b) Additional transportation expenses to either the Return Destination; or from the place that the Insured left the Trip to the place that they may rejoin the Trip; or
  c) Additional transportation expenses to reach the original Trip Destination if the Insured is delayed and leaves after the Departure Date.

  The benefits payable under b) and c) above will not exceed the cost of economy airfare or the same class as the Insured’s original ticket by the most direct route, less any refunds paid or payable.

  UNFORESEEN COVERED EVENTS:

  Environment

  a) Inclement Weather which causes delay or cancellation of travel;
  b) The Insured’s, or a Traveling Companion’s Primary Residence being made Uninhabitable by Natural Disaster, Named Storm, vandalism, or burglary;
  c) The Destination being made Uninhabitable or Inaccessible by Natural Disaster, vandalism, or burglary;
  d) A Named Storm causing cancellation or interruption of travel to the Insured’s Destination that is Inaccessible or Uninhabitable. A Named Storm becomes foreseeable on the date it is named by the National Oceanic and Atmospheric Administration (NOAA) or foreign equivalent. The Company will only pay benefits for Losses occurring more than 14 days from the Policy Effective Date and within 30 days after the Named Storm makes the Destination Uninhabitable or Inaccessible.