Cancel For Work Reasons

• Cancellation
  • Cancel For Work Reasons

  • Covered for 100% of trip cost if purchased within 15 days of trip deposit

• What is Cancel For Work Reasons?
  Cancel For Work Reasons can reimburse a traveler to cancel their trip due to specific unforeseen work-related conditions.

• What am I covered for?
  TRIP CANCELLATION

  The Company will reimburse for the Forfeited, pre-paid Trip Costs up to the Maximum Limit shown in the Schedule if the Insured’s Trip is cancelled prior to the scheduled Departure Date and time for an Unforeseen Covered Event listed below. If the Insured has part of their trip cancelled or changed, prior to the scheduled departure date and time, the Company will reimburse for:

  a) Additional transportation expenses to reach the original Trip Destination; and
  b) Unused portion of the non-refundable pre-paid insured Trip Costs.

  The benefit payable under (a) above will not exceed the cost of economy airfare or the same class as the Insured’s original ticket by the most direct route, less any refunds paid or payable.

  TRIP INTERRUPTION

  The Company will reimburse up to the Maximum Limit shown in the Schedule if the Insured’s Trip is interrupted after the scheduled Departure Date and time for an Unforeseen Covered Event listed below. The benefit will be limited to the:

  a) Unused portion of non-refundable pre-paid insured Trip Cost; and
  b) Additional transportation expenses to either the Return Destination; or from the place that the Insured left the Trip to the place that they may rejoin the Trip; or
  c) Additional transportation expenses to reach the original Trip Destination if the Insured is delayed and leaves after the Departure Date.

  The benefits payable under b) and c) above will not exceed the cost of economy airfare or the same class as the Insured’s original ticket by the most direct route, less any refunds paid or payable.

  UNFORESEEN COVERED EVENTS:

  m) This rider applies only if this policy is purchased within the Early Purchase Window as listed on the Schedule.
  Cancel for Work Reasons coverage will be included for these additional Unforeseen events:

  (1) the Insured or Traveling Companion is required to work during the scheduled Trip. They must provide proof of requirement to work, such as a notarized statement signed by an officer of their employer. This coverage is not available where the Insured or Traveling Companion is self-employed.
  (2) the Insured or Traveling Companion’s company is the subject of a merger, acquisition, government required product recall, or bankruptcy proceedings, and the Insured or Traveling Companion is directly involved. This coverage is not available where the Insured or Traveling Companion is self employed.
  (3) the Insured’s or Traveling Companion’s company’s disaster recovery plan is activated, and the Insured or Traveling Companion is directly involved in the response.

  EARLY PURCHASE WINDOW: Within 15 days of Initial Trip Payment.